Hoping for a Windfall.

I hate being paid fortnightly.

At the moment, I have plenty of things that I need to be saving money for. Car registration and insurance, family birthdays all happening at once, moving money for going to England next year, and travel money for my USA Contiki (which is also next year.)

Paying off my car has been fantastic, except for one small thing. It's left me completely broke. As in, starting from zilch, broke. What's annoying, is that said car will also be of absolutely no use to me while I'm overseas. Really, I probably should have stuck with my old car for last year and this year, had I known that I would seriously be picking up and moving countries. Ah well, what's done is done.

I forgot what it was like to save from scratch. Everything I earned over the last year, I paid straight off the car loan; but somehow I managed to keep a small kitty for little spending purchases (aka, My DVD obsession.) Now that I am beginning again? I'm feeling the pinch.

I've opened up my higher-interest savings account again and have started putting little bits in there, but it's moving up oh so slowly. I know it will gradually work its way up, but there's the added pressure of being slightly restricted for time. If everything works out the way I'm hoping it will, I'll be moving in early January 2008. (Say it with me now; Oh shit!) Until then? I'm saving, saving, saving.

At least if I were being paid weekly, I would feel like I was achieving more. I could put more away more often, and not dread waiting two weeks for the next payment. I could convince myself that I was earning more, by being paid more often. You can blame my stupid brain for that clever notion.

I figure if I'm going to be a scrooge for the rest of the year, I might as well be clothed nicely. Therefore, you should all go and buy some Threadless gear, so that I score some too. At least then I'll be poor but fashionable? (Even if no-one does understand the humour!)

Oh, and you know what else?

I still hate being paid fortnightly.

16 Comments • Labels:  


Belinda Howlett said...

stop talking about going!!!! I had a dream about you last night and you HATED ME and bullied me!!!!! WOW weird hey!!! i love the t-shirts!!! I am going to get the noun one!!

-R- said...

I am paid monthly! It is horrible! I mean, I do like being paid and everything; I just wish the paying occurred more often. Especially since when I started, I had to wait FIVE WEEKS to get my first paycheck. It was bad.

Kait said...

Awww... that's awesome that you're able to save and pay off debt. I'm totally pants at stuff like that. My credit card never goes down, and my savings never goes up.

When you go overseas, are you going to sell your car? At least that will be money in your pocket, right? Not too bad - but probably not as much as you paid for it (these things should really gain worth, like houses do!).

lara said...

sassy's saving for her big plans, too. you guys can keep each other honest. :) good luck to you and your savings!

Viviane said...

In Germany pretty much everyone gets paid monthly. I do anyway, except not this month because I forgot to hand in my time sheet, so I won't be getting this month's pay until next month.

Julz* said...

:( what am I gonna do with you in another country?

.....exciting though! :D

julie said...

London is closer to Boston than Sydney.
So that is good for me.

I need to save money.
It's do able but hard when you have high rent and crappy student loans to pay off.


Laurel said...

It's okay if your stash is growing slowly, as long as it's GROWING!

I'm trying to save for my year-end vacation and year-end apartment move, too... not to mention graduate school--so I feel you!

heidikins said...

Grrr.. I'm with you. I miss the weekly paycheck and the "my savings account grew by $10 this week! Wow!"

As a newbie to your blog, why are you moving to England and what's the plan for the Alyndabear Tour: U.S.A.?

Pink Herring said...

I know exactly what you mean... I just finished making myself a whole spreadsheet in excel to chart out how much I'd need to save every month to hit my goal by the end of the year... and I just keep thinking that it would be a lot easier to save money if I got paid more! What a novel thought :)

Zandria said...

Ah, yes. Saving money. Fun time! :)

Noelle said...

I have two jobs, and both pay bi-weekly, but they're the opposite weeks, so it feels like I get paid weekly. However, neither feels like I get paid ENOUGH weekly. Oh, and congrats on getting tagged as one of Nancy Pearl Wannabe's top 5! (It brought me here for the first time)

LaLa said...

Grr. I hate saving money full-stop.

Why can't someone just give it to me.

Before I moved the UK I had an account with my Grandma as co-signatory and no card attached, meaning if I wanted to do a withdrawal I had to rock up to the branch with a withdrawal slip signed by my Grandma.

As I had told her that I wanted her to be really strict and hardcore with me, she was.

It helped me save $10k in about 6 months.

nancypearlwannabe said...

I also hate getting paid fortnightly. But I love that you use the word fortnightly!

Mick said...

I'm about to go from fortnightly to monthly and am NOT looking forward to it!!

I just spend so much in the first few days of each pay that I find myself scrimping around for money at the end. It's going to be a whole heap worse now!

Good luck with the saving though! Those high interest accounts are good. Even better if interest rates go up (which will be soon).

Not good for us mortgagees though! (poo)

briliantdonkey said...

Saving is always a tough thing to do. There is a reason for the old saying 'if it isn't one thing it's another'. Something is always breaking when you can't really afford for it to. Just catching up on some of your recent posts though I will limit my comments to just this one. Hope Bella is doing well.


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